One of BMP’s strongest qualities lies in its highly personalized services. According to clients, the firm takes the time to assess clients’ needs. When they provide solutions, complex concepts are always explained in a straightforward manner.

The firm specializes in a wide range of services, including retirement planning, legacy protection, and international financial structuring. That’s why we see them as a great choice for individuals looking for long-term services. 

Their support staff deserves some praise too. As our team noted, they’re always accessible and quick to respond regardless of the channel. Day-to-day questions and administrative inquiries are handled pretty seamlessly.

What makes their services even more worth the buck is that they deliver solid results. We encountered a few clients who said they saw stronger-than-expected early returns within just the first 3 months. 

If there’s one area to improve, we only wish to see more transparency on service packages and free breakdowns upfront. A clearer initial outline would set expectations better, though we’re also sure that the initial consultation provides room for this.

A personalized approach

“I’ve had a really good experience working with BMP Wealth Ltd in Hong Kong over the last two years. The back-office team is professional and efficient, and the online platform accessible and easy to navigate. My advisor, Ian, brings great expertise, clear communication and a personalized approach that’s made a real difference in my financial journey. I feel confident knowing my finances are in solid hands.”

Alison Navon | Google Review

Gave peace of mind and clarity

“Jeanette Goatham Swain has provided financial guidance and support for my family and I for many years. Now that we have been brought into the BMP Wealth family, that support has only been strengthened, giving us peace of mind and clarity with the ever moving global financial markets. Huge shout out and thank you to the BMP Wealth team.”

Gavin Haslemore | Google Reviews

LEO Wealth offers a comprehensive range of services, including investment planning, tax preparation, and insurance solutions. Considering their offerings, we find them to be a solid choice for clients with complex financial needs.

This is also because their services are fully integrated – for example, they incorporate tax considerations in estate plans, making the approach more holistic. And since they cover multiple grounds, we find them to be a great value for money.

We liked that they have cross-border experience. In fact, expat clients revealed to us that the firm delivered strong results. Among the many, one includes enjoying a steady growth even during volatile global market periods.

Service is efficient, and communication is prompt. All their professionals are in-house too, ensuring high-quality services that are consistent across all services. For reference, they have investment analysis and insurance specialists.

The only downside is that there may be a bit of a curve for first-time clients, as fees aren’t disclosed upfront. 

At least, we’re happy to know that they work with a diverse clientele of varying net worths, so there’s room for flexible rates.

Highly knowledgeable and professional

“If you are an expat living in Hong Kong, this is an excellent firm to seek advice for wealth management, international estate planning, and tax services. The team is highly knowledgeable and professional, and really understands the unique financial and investment needs of expats. Highly recommend.”

Jonathan Chiang | Google Review

Genuinely listens and offers tailored advice

“Still exploring my options for financial planning, but LEO Wealth stands out as the most professional and knowledgeable firm I’ve consulted so far. Their team genuinely listens and offers tailored advice—it doesn’t feel transactional, which is refreshing. Their strategies are innovative and clearly designed for long-term growth, not just quick wins. After our conversations, I’m confident they’re a partner who cares about my financial success. Highly recommend giving them a call if you value transparency and thoughtful planning!”

Tyler Wang | Google Reviews

Charlton landed on our list with their internationally mobile solutions. The firm operates in both Hong Kong and London, providing round-the-clock support across time zones. This makes them a solid choice for cross-border financial solutions too.

They personalize financial plans for their clients. They’re also in partnership with Morningstar CIO, giving them better research capabilities to give clients data-driven investment insights. 

Their approachable and transparent style is what makes them attractive to clients. On top of this, they also give clients full autonomy over their investment. There are flexible withdrawal options in place in case the clients want to cut the partnership.

For expats dealing with tax and investment regulations, they’re a solid choice too. This is thanks to their multi-currency investment management, which clients appreciate for being accessible and easy to understand.

Just take note that their clientele is mostly legal professionals and overseas residents. They have no offerings for businesses and entrepreneurs, so if you fall into this category, exploring other firms is the best option.

Straightforward experience

“I have had an excellent experience working with Charlton House. I was in a position of having a UK Pension and retirement investment in the UK while I am an expat residing in the USA. There are a number of complications and complex UK regulations which do not make this a straightforward experience and David and team have helped successfully guide me through all of this over the last number of years as well as providing excellent financial advice.”

David Trotter | Google Review

Very clear and simple advice

“Found the team whilst looking for a consolidating wealth planning option.  Received very clear & simple advice and in setting up a plan some excellent and engaged support.  Extremely satisfied”

Guy Williams| Google Reviews

SJP’s offerings span a wide range of wealth management needs, including investment management, retirement planning, and estate advice. They even assist UK clients with their national insurance contributions – a niche area that only a few offer.

Their financial standing is robust with a solid track record. The company manages over £198 billion in client funds worldwide and is overseen by the Insurance Authority and Securities and Futures Commission in Hong Kong.

Their fees are on the higher side compared to most firms, but clients can expect high personalization as well. The advisory sessions are face-to-face and one-on-one, so clients can really go in-depth when customizing their plans.

The staff here is noteworthy too. We didn’t encounter any instance where we had to wait for long before receiving a reply. Their advisors are proactive as well, making it easy for clients to anticipate changes that may affect their plans.

Apart from the high costs, there are just a few misses, though not that serious. Their mortgage advisory service is handled via referral, meaning clients looking for a fully integrated package may need to coordinate with multiple providers. 

Knowledgeable, professional, and reassuring 

“Eleanor Coleman, is the best financial advisor I have ever met. She is incredibly knowledgeable, professional, reassuring and kind. I visited her for advice about making the payments needed for missing years of British National Insurance. She answered multiple questions and made the process  understandable, straightforward and smooth.”

Catriona Mortensen | Google Review

No nonsense financial advice 

“Eleanor is an incredible woman. Focused on helping women be financially independent and getting our ducks in a row. She provided me with support for National Insurance in the UK and I’m continuing to work with her for financial planning. No nonsense, clear, compassionate and a great sense of humour. I highly recommend her to everyone who needs to get themselves in order!”

Claire WIlkins | Google Reviews

Endowus provides access to over 300 funds from more than 90 world-class managers. This provides clients with a wide range of options, including private markets, hedge funds, and institutional-grade investment options.

The platform combines a fully digital experience with relationship managers to provide clients with thoughtful, conflict-free advice. It makes it easy for everyone to assess their options too.

The fees are notably low, ranging from 0.10% to 0.60% annually. There are also no subscription fees, no trading commissions, and no sales commissions. This ensures clients get objective advice, as the managers’ interests are off the table.

Client onboarding is smooth, with an intuitive app interface. The level of security is strong as well, keeping assets safe by segregating funds in HSBC trust accounts. They also have a Securities and Futures Commission License.

The downside, of course, is that clients may prefer face-to-face and personalized financial plans. Still, we think it’s a solid start for those who want entry-level knowledge in wealth management.

Excellent knowledge

“I’ve found Endowus to have a fantastic array of offerings, providing retail investors with institutional grade funds which would not normally be available to private individuals … their fees are minimal compared to other platforms and I’ve found Endowus’s client relationship managers to be excellent in terms of product knowledge, customer service and professionalism … I highly recommend taking a look at their offerings !”

Michael Yee | Google Review

Demonstrates great passion

“I have introduced my friends to try out this digital platform to explore if it could serve as one of their preferred investment platforms. The team behind it demonstrates great passion, which complements the platform’s digital wealth management capabilities designed to help navigate various investment needs.”

Raymond Tam | Google Reviews