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The 5 Platforms for Investments in Hong Kong That Make Wealth Building Easy as Pie
If you’re starting from the ground up, building wealth sometimes feels impossible. When rent eats half your salary, and groceries take another chunk, most of us feel like we’re starting from zero every month.
Truth is, investing is easier than ever, thanks to online brokerages that make it easy. You don’t even need a financial advisor – for most of these platforms, all you need is a small starting amount to help your money grow quietly.
Our team found HK’s best investment platforms to start with. We spoke to young and seasoned investors alike to ensure you only choose the best of the best.
How much do fees cost for online investments in Hong Kong?
1. FSMOne HK

Location: Room 711, 7th Floor, Tower 5, Gateway Tower
Contact: +852 3766 4321
Opening Hours: Monday – Friday: 8:30 AM – 5:45 PM
| Google reviews score | 4.4/5 |
| Total reviews | 4/5 |
| Score consistency | 4/5 |
| Platform Features | 5/5 |
| Fees and Charges | 3/5 |
| Investment Choices | 5/5 |
| Safety and Regulation | 5/5 |
| Customer Support | 4/5 |
FSMOne is a popular choice for investors who want a simple way to manage investments online. It’s backed by the iFAST group, a financial company with strong credibility in HK, Singapore, Malaysia, and Mainland China.
From what we’ve seen, the company does a good job of keeping things convenient. Clients can easily trade HK stocks, invest in global markets, or buy mutual funds.
Many investors love that local stock trades come with no commission or platform fees. This helps keep costs low for active users.
Account setup is straightforward, and customer support is efficient and prompt.
We also love that the platform provides research tools and market updates. According to beginner investors, this helped them get off to the right start.
However, there were a few things that didn’t meet our standards. The platform’s dividend handling isn’t the best, plus extra service fees are higher than expected.
This still, of course, depends on the type of investment.
Smooth and fee-free trading
“The account opening process was smooth, and there are no commissions or platform fees for Hong Kong stocks, which is very favorable for many investors👍🏻”
Emerald Ho (EH) | Google Review
Friendly service and no HK stock fees
“I came here in person from the mainland to open an account. I made an appointment in advance. The company is formal, the staff is very friendly, and it is convenient to open an account. The most important thing is that there is no fee for Hong Kong stocks, which saves a lot of fees. It is also very convenient to remit money overseas.”
Cici Coco | Google Review
2. uSMART Securities Limited

Location: Room 2405, 308 Des Voeux Rd Central
Contact: +852 3018 4526
Opening Hours: Monday – Friday: 9:00 AM – 6:00 PM
| Google reviews score | 4.3/5 |
| Total reviews | 4/5 |
| Score consistency | 4/5 |
| Platform Features | 3/5 |
| Fees and Charges | 4/5 |
| Investment Choices | 5/5 |
| Safety and Regulation | 5/5 |
| Customer Support | 5/5 |
uSMART Securities is well-known for its easy and convenient offerings. It’s part of the financially secure uSMART group, which operates in HK, Singapore, and the US.
One of the best things about them is their app. The uSMART app is clean and easy to use, even for complete beginners.
We love most of its features too. For instance, smart orders and conditional orders let clients set their price and time frame. This means clients don’t have to watch the market all day.
The range of options is good. Clients can access HK and US stocks, A-shares, ETFs, and bonds in one account.
There are multiple key advantages for budget-conscious investors too. Among many others are low trading fees, no platform fees, and free ETF trading in some cases.
The firm offers many benefits, which is why we’re sad to find out that a few clients had difficulties withdrawing funds.
If you’re new to the platform, it’s best to start with smaller amounts first, so you can test the experience for yourself.
Perfect for traders
“The transaction fees are incredibly low! Perfect for frequent traders like us.”
Angel Chiu | Google Review
Easy to trade with
“Usmart has a clear interface and is easy to use. It’s a must-have app for stock trading.”
Lawrence Li | Google Review
3. SoFi

Location: 21/F, H Code, 45 Pottinger St, Central
Contact: +852 2693 8888
Opening Hours: Monday – Friday: 9:00 AM – 6:00 PM
| Google reviews score | 4.9/5 |
| Total reviews | 4/5 |
| Score consistency | 4/5 |
| Platform Features | 3/5 |
| Fees and Charges | 5/5 |
| Investment Choices | 5/5 |
| Safety and Regulation | 5/5 |
| Customer Support | 4/5 |
SoFi Hong Kong brings the well-known US fintech brand to local investors. Their focus is on easy trading. They keep things simple, clear, and beginner-friendly.
Right off the bat, reliability is a major advantage. SoFi is a big brand, with Nasdaq as its parent company, the second-largest among stock exchanges.
Most users like the app right away. It has a clean interface and is quick to learn. It also makes it easy to buy and sell both US and HK stocks.
We liked features such as Auto Invest and EIPO. This helps users invest regularly or apply for IPOs in just a few taps.
Options like these are ideal for investors who don’t want to constantly watch the market.
Our only issue is that the platform isn’t the most convenient to use. A few users reported that the app struggled during busy trading periods.
In some cases, users only see loading screens when placing orders. Hence, it may not be the most ideal option for active traders.
Fantastic experience
“The SoFi Apps is easy to use. Very reasonable price. Great reliable company . The team has great knowledge of their products and good customer services.”
Apple Red | Google Review
Quick and friendly help
“Sofi Hong Kong provides outstanding brokerage services with a user-friendly platform and excellent customer support. The App is simple and user friendly to use, keeping improving all the time.”
Charles Lee | Google Review
4. Syfe Hong Kong

Location: Unit 19, 19/F, China Building, 29 Queen’s Road Central
Contact: +852 2833 1017
Opening Hours: Monday – Friday: 9:00 AM – 6:00 PM
| Google reviews score | 4.5/5 |
| Total reviews | 4/5 |
| Score consistency | 4/5 |
| Platform Features | 4/5 |
| Fees and Charges | 3/5 |
| Investment Choices | 5/5 |
| Safety and Regulation | 5/5 |
| Customer Support | 5/5 |
Syfe makes investments simple. They focus on long-term, diversified portfolios – ideal for investors looking for big gains.
Most users praise the app for being clean, easy to navigate, and beginner-friendly. Everything feels accessible too, considering the portfolios and cash management products are ready-made.
Others also appreciate that Syfe fills a gap in the market by offering structured, goal-based investment. In comparison, other platforms only offer trading services.
Account opening is another plus. Using iAM Smart, clients can easily set up an account. We like that users don’t need to upload documents or reveal personal details, which makes the process smoother.
There are some drawbacks, though. Several users pointed out that withdrawals take longer than expected. The 4 to 5-day processing time feels slow for some investors.
Plus, since the platform sells fund units after a request is made, the final amount can go slightly up or down.
For those who don’t mind the wait and prefer long-term investments, they remain a great choice.
Great products with strong diversification
“Syfe is great! They have amazing abd veey useful products with a good diversification depending on ussr needs. Fills a much needed gap in the market amongst available investment options.”
Varun L | Google Review
Better option
“Excellent alternative to just leaving money in the bank.”
Cody Ng | Google Review
5. Endowus Hong Kong 智安投

Location: Suites 1101-2, 11/F, Chinachem Hollywood Centre
Contact: +852 2319 4672
Opening Hours: Monday – Friday: 9:00 AM – 6:00 PM
| Google reviews score | 5/5 |
| Total reviews | 4/5 |
| Score consistency | 4/5 |
| Platform Features | 4/5 |
| Fees and Charges | 4/5 |
| Investment Choices | 4/5 |
| Safety and Regulation | 5/5 |
| Customer Support | 5/5 |
For Endowus, users love how refreshing the platform feels. Access to investment types is also great. There are options such as private markets, hedge funds, and institutional-grade products.
Fees are also clear and fair compared to investing with traditional banks.
Their process is simple and easy to follow. The platform is clean, and the tools are organized – easy enough for beginners to follow.
We also find their advisory team to be extremely helpful. Many users say they feel supported from the start, with the team explaining options without pushing specific products.
We also like how approachable their team is. Clients mention how passionate and helpful the staff were in helping them choose long-term strategies.
If there’s one thing to point out, it’s that users reported slow loading times during peak hours. These cases seem to be rare, but still worth keeping in mind.
Top-quality funds
“I’ve found Endowus to have a fantastic array of offerings, providing retail investors with institutional grade funds which would not normally be available to private individuals … their fees are minimal compared to other platforms and I’ve found Endowus’s client relationship managers to be excellent in terms of product knowledge, customer service and professionalism … I highly recommend taking a look at their offerings .”
Michael Yee | Google Review
Excellent guidance with low fees
“Endowus has a top tier team of professionals – they’ve been very helpful in helping me plan and make investment allocations suitable for my needs. Best in class fees and access to a broad range of funds. No conflict of interest, nobody pushing adhoc products to meet revenue targets. Can’t think of a reason why anyone would invest via traditional banks when Endowus can do it better.”
Alfred Chan | Google Review